1. Permit History?

    January 19, 2012 by w53mosky

    The homeowner provides a copy of permits to the appraiser upon inspection, especially if from an area where the local jurisdiction does not have permit history or records easily accessible. This can save valuable time in the process!

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  2. Unpermitted Space?

    by w53mosky

    The perennial question – whether it be called unwarranted, illegal, unpermitted, finished storage – the question is the same – how should the appraiser treat it?

    While the question is the same, the answer varies quite a bit from lender to lender. At Guarantee Mortgage, we have worked closely with our lender partners in developing an unpermitted space policy:

    The appraiser should fully describe and photograph the space – and answer the following questions:

    • Is it completed in a workman-like manner?
    • Are there no visible health or safety issues?
    • Is it typical and conforming for the area?

    If the answers to these questions are yes, and the appraiser can provide similar recent sales with a similar space, the property has the potential for lending.

    The appraiser cannot count the space in the overall gross living area, however, and values it on a separate line item. Typically it is given storage to no value, depending upon multiple factors.

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  3. Moving forward with Social Media

    October 14, 2011 by w53mosky

    Email from one of our members: To the extent any of us subscribe to the same social network, we really should all be connected with one another, don’t you think? That is, I’m a fairly active user of LinkedIn but have little idea if anyone else is or not. Hence, we should someday soon all disclose in one of our meetings which networks we’re part of and then make certain we all invite the appropriate people to join/follow/friend, or whatever else one is expected to do. (more…)

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  4. Developing an Elevator Pitch

    by w53mosky

    An elevator pitch (or elevator speech or statement) is a short summary used to quickly and simply define a product, service, or organization and its value proposition.[1] The name “elevator pitch” reflects the idea that it should be possible to deliver the summary in the time span of an elevator ride, or approximately thirty seconds to two minutes.[2][3]
    (more…)

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  5. 21 Key Benefits of Blogging

    by w53mosky

    Different people blog for different reasons. For some, blogging is an excellent means of satisfying their personal ego. Many people blog because they earn a full-time income out of it. There are others who blog for academic benefits. Once you have stepped into the world of blogging, you’ll know how beneficial it can be in a number of ways. I came across a college student who blogged only to prove that he was making the best use of the internet connection his father got him. Funny, isn’t it?
    http://www.stayonsearch.com/21-key-benefits-of-blogging (more…)

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  6. Hello world!

    September 27, 2011 by w53mosky

    Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!

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